Network economics

Why settle loyalty points on Sui instead of a normal database, or run rewards through the card networks at all? The honest answer is cost structure — a flat, near-zero fee per transaction instead of a percentage of every sale, or a monthly SaaS bill.

Sui settlement

~$0.003

per transaction, flat — regardless of sale size

Card interchange

1.5–2.3%

of every transaction's value

Loyalty SaaS

$470-985

per month, regardless of usage

This demo's real activity

Live numbers from this actual Testnet program — 3 demo customers, not a projection. Small scale on purpose (this is a demo), but the cost-per-transaction ratio holds at any scale, since Sui's fee doesn't move with transaction value.

Transactions

Points awarded

1,198

Points redeemed

$ volume represented

$1,198

Approximate Sui cost, this demo~$0.024

What card interchange would have cost on the same volume$17.97–$27.55

Sources

Sui, gas fees explained — average transaction fee around 0.0028 SUI; converted here at a representative ~$1.24/SUI (Sep 2026 spot price), so the USD figure moves with the market even though the SUI-denominated cost stays flat.
Brookside Payments, interchange rates by industry and Stripe, interchange fees 101 — US retail interchange runs roughly 1.5%–2.3% of transaction value.
Joy, loyalty program cost breakdown — typical recurring loyalty SaaS cost of $470–$985/month, plus setup.

This page states what's real plainly: the demo's transaction counts and dollar figures above are genuine (from this app's own database and real Testnet transactions), not simulated. The comparison figures are industry-average rates and an approximate SUI/USD conversion, not this specific business's negotiated rates — actual interchange, SaaS pricing, and SUI's market price all vary.